How You Can Buy a Home with ZERO DOWN

Gone are the days when a qualified buyer needed $10,000+ in savings as a down payment just to qualify for a home mortgage. In the last few years, a number of new and exciting home ownership programs have been established to help qualified buyers afford a home with NO down payment whatsoever!

Home ownership has some great advantages. You can build equity, while getting a tax break at the same time. And then there’s the pride of owning something you can truly call your own. There is no place like home, and it’s time you owned your piece of the American Dream. Here’s how it works:

First, you have to meet some pre-qualifications. While we can provide mortgage loans to just about anybody, including those with some credit problems, the ZERO down loan is reserved for those individuals who meet the criteria set forth below. NOTE: If you DON’T meet the criteria specified in this report, we can still help you! Contact us to schedule your FREE pre-qualification, so we can show you how you can qualify -- even with bad credit!

To Qualify for ZERO Down Home Loan, here is what you need:

Item #1- Proof of 3 Years Stable Employment History
You will be required to show proof of employment for the past 3 years. Proof will come in the form of a written verification of employment from your employer. Note: If you are self-employed, you can still qualify! You will simply need to provide 3 years worth of financial statements proving a stable income.

Item #2 - Reasonable Debt-to-Income Ratio
We want to make sure you are comfortable and not struggling to make your payments each month once we grant you a loan. Therefore, we will need to know about any monthly payments you currently make. If you have credit card balances, auto loans, or student loans, that’s OK, so long as they do not exceed a certain percentage of your monthly income.

Item #3 - A Good Credit History
Although we can even loan money to people with some credit problems, for a ZERO DOWN loan, it is imperative that you have a clean credit history. This means that you have been keeping current with your monthly payments for other liabilities and have also not had any serious delinquencies in the last few years.

Item #4 - Property Types are Limited
You cannot buy an apartment complex or commercial property with a ZERO Down Loan. Properties that you CAN purchase using a ZERO Down Loan include detached or semi-detached homes, single-family properties, certain town-homes, and condominiums. For more information on what property types qualify, contact us. So, do you meet the criteria set above? If so, we look forward to telling you: “Congratulations - You’re Approved!”